Many people have been laid off because of the coronavirus and its economic impact.

This is true under the best of conditions, but especially so during a pandemic.

But where you are now will not last forever.

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Know its not linear: Having a good day yesterday and a bad day today doesnt mean youre backsliding.

This is what normal processing looks like.

Take care of where you are today.

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Its like our financial lives were sandcastles on the beach and the tide rushed in and ruined them.

We will be able to rebuild, but its unclear when.

How does the rebuilding process work, then?

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Whats in the stimulus package, and will it benefit you?

Currently, though, it looks like checks wont begin to hit our bank accounts untilmid to late April.

But in the this COVID-19 era of uncertainty?

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Theyre more important than ever.

Heres what experts what you to know.

you might also always go on a payment plan with health-care providers should you oughta.

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check that to take a look at your credit-card statements or activity online.

Just as you would block off your schedule for workouts, block out your schedule to review your plan.

financial advisor Kathy Entwistle

Then, use the information to create a new budget for yourself.

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Emphasis on either side.

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Make a list, and then prioritize it.

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Connect with your community to find out who has leads.

For starters, service workers may want to check to see if their city has aVirtual Tip Jar.

And small business owners may consider starting aGoFundMegoal for relief.

Be vocal, be curious, and be confident that peoplewantto help if they can.

Its a fully absorbing taskthats is the distraction pieceand one that provides a mood-boostingdopamine payoffwhen we buy.

In a world where so many efforts are complex, long-term efforts, this search-and-purchase can provide temporary relief.

As for being productive, the opportunities right now are endless.

Most utilities like electricity, phone, gas, wont terminate services during a crisis.

Right now the stimulus package is set tosuspend federal student loan paymentswithout interest accruing through September 30.

We are all being given a nonrenewable resource right now: time, says De Leon.

Or, use this time creating something now that can be monetized later.

This was out of your controlso attempt to focus on what youcancontrol.

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