Fertility doesn’t come cheap.
Here’s how one woman figured out the system to get her payments down on infertility treatment costs.
For me, the whole process to become pregnant cost $36,839.
I wish I could tell you that thanks to the magic of insurance most of these expenses were covered.
Fertility assistance is seen as an elective procedure.
By thelaws of my state, my inability to conceive naturally was as medically concerning as calf implants.
…
I had a small savings account and a mediocre 401K.
I did not have $36,839.
Not many people do.
My Indiana-based fertility clinic delivered the news of my new treatment plan which was now IVF.
I took my binder of papers and my bill and went home to cry and consider.
I was lost to why something that so many people medically need was so unfordable.
She was a patient at a clinic in Syracuse, NY calledCNY Fertility.
At CNY they offer IVF for $3,900 per round.
The motto at CNY: Making priceless affordable.
…
Just like that I had stumbled upon my answer.
I connected with the woman in the newscast and picked her brain for information on CNY.
I googled and found another CNY Indiana-based patient and got her input as well.
Both of my sources were a wealth of knowledge, and now, the mothers of twins.
With my newfound information and these glowing references, I too became a patient of CNY Fertility.
My paltry savings wasnt really going to cut it.
(Many need up tothree cycles to conceive, if not more.)
Theres a major discontinuity between what people can afford and what theyre asked to pay.
Campbell agrees: We know of patients who go into credit card debt or bankruptcy.
Some patients have also taken second jobs at Starbucks just to qualify for family-building benefits.
(Starbucks has actuallyvery generous fertility coverage benefits, even for part-time employees.
The more you know!)
With my small arsenal of attributes and abilities I worked towards making a try for a baby affordable.
I drove for Uber every chance I could.
I drove kindly 80-year-old men who needed lifts to see their 65-year-old girlfriends.
I drove hungover 20-somethings who had to change their pants in my car as said pants wreaked of booze.
I drove creepers who screamed at me.
(Before I reported them.)
A fare here, a fare there, it all added up.
I applied for fertility grants.
Iwon one for $1,000.
I took out a home equity loan.
In the end, I placed a $36,839 bet on myself.
I was a gambler.
Not by nature, but by necessity.
Did people think I was crazy?
Were the odds against me?
Did I come up with a winner of a hand?
Best bet I ever made.
Heres how the fertility industry is providing more optionsthan ever for parents-to-be.
Plus,how to navigate all the fertility start-ups.
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