About me:Im a 39-year-old writer who splits her time between Los Angeles and Colorado.
I have a romantic partner, but we dont share finances.
I also dont receive financial support from anyone, or have any dependents.
Financially speaking, Im a fully free birdfor now.
My food expenses, in turn, look vastly different each month.
Do you have a saving strategy, and if so, can you describe it?
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What is The Missionary Sex Position?
Previously, as a freelance writer, I never earned enough to save much.
Im now freelancing again, which is stopping me from being able to save.
What are your short-term financial goals?
What are your long-term financial goals?
Ideally, Id like to get out of survival mode and back into saving mode fairly quickly.
I worry about this a lot.
Ideally, Id like to get out of survival mode and back into saving mode fairly quickly.
Im also hoping to have a baby join my life in the near future.
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This would give me a sense of long-term financial security.
What barriers are in the way of you achieving your financial goals?
Right now, I just need stability in light of my plans to hopefully have a baby.
It feels like an impossible vicious circle.
What do you consider your biggest challenges when it comes to managing your financial wellness?
I dont feel work is compensated fairly for people in my industry, specifically freelance writers.
Its also a challenge to live part-time in LAthe city is just expensive.
What is your current strategy for retirement planning?
I was laid off last October, and have been dealing with health expenses in the meantime.
At my previous role, I was contributing to a 401(k), but not anymore.
I could use some help here.
Is there a reason youve never worked with a financial professional
Money?
What emotion does talking about finances evoke for you?
What emotion would you like to feel surrounding your relationship with your finances?
Until this baby situation, I felt okay if not great about my ability to support myself.
As a result, I feel tremendousanxiety around my finances, and also some shame.
I would like to feel safe.
That is all Ive ever wanted with respect to money.
Describe your relationship with your finances as it currently stands as well as historically.
I never felt like I made enough money to save meaningfully, so it felt futile to try.
Doing underpaid freelance work leaves me to identify options that would help me be financially healthy.
I alsoraised my credit scoreby something like 200 points during that time.
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