About me:Im a 33-year-old licensed mental health counselor who lives in Connecticut.
Im single, share finances with no one, and dont support anyone else financially.
Id like to find a system that works for me so I can start saving more.
Household income range:$90,000$170,000
What are your regular monthly expenses?
I transfer a small amount of money per month to a savings account.
The actual amount varies, depending on my income flow for the month in question.
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What are your short-term financial goals?
Most pressingly, Id like to pay off my credit card debt.
What are your long-term financial goals?
Being able to pay off my school loan debt and purchase a house is my ultimate goal.
And Id like to do this while continuing to save money toward retirement.
What is The Missionary Sex Position?
Most notably, my income varies from month to month, given my career as a service provider.
And its really hard to plan ahead for as well.
In general, budgeting with a different monthly income makes sticking to any budget tricky.
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My income varies from month to month, given my career as a service provider.
What do you consider your biggest challenges when it comes to managing your financial wellness?
Most recently, Id say those barriers have become the combination of the rising cost of living and inflation.
Have you ever worked with a financial professional?
No, Ive been skeptical as to whether it would be worth it.
What is your current strategy for retirement planning?
I make small monthly contributions of $50 to $100 to my IRA account.
How do you feel about retirement?
Its something I would like to put more thought into, as it makes me nervous right now.
What emotion does talking about finances evoke for you?
What emotion would you like to feel surrounding your relationship with your finances?
I feel a lot of fear, insecurity, and uncertainty.
I would like to feel more comfortable and far less stressed about finances.
Describe your relationship with your finances as it currently stands as well as historically.
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