Small, intentional changes can make a huge difference.

Additionally, 30 percent of those surveyed dont feel financially secure.

Here’s what they had to say.

Stressed young asian woman holding credit card in put the payment on laptop but not enough money on credit card to pay

I think there’s a perfect storm of factors creating this trend, she says.

They’ve also experienced multiple economic crises during their formative years.

Both of our experts agree that social media plays a role in havingfinancial anxiety, too.

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Amanda E. White, a licensed professional counselor, is founder and lead therapist of Therapy for Women in Philadelphia.

Psychologically, it’s linked to increased rates of depression, anxiety disorders, and feelings of helplessness.

With that in mind, its important to find ways to mitigate financial stress in your daily life.

And, according to Cazem Potts, younger generations are doing just that.

close up of person drinking a green smoothie that may cause their poop to be green

Tracking expenses through financial management tools and apps can also help build awareness and control, she says.

Heres Exactly How It Can Affect Your Poop

2.

Practice self-compassion and emotional awareness

Its important to haveself-compassionas you navigate your financial journey.

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Another tip from White: Recognize anxiety symptoms and name them, rather than avoiding or suppressing these feelings.

Understanding your specific financial triggers helps you respond more intentionally, she says.

A great first step is to simply start looking at your bank accounts and credit card statements.

cup of matcha green tea sitting on a wooden ledge

Amanda E. White, a licensed professional counselor, is founder and lead therapist of Therapy for Women in Philadelphia.

If saving feels too overwhelming, start by just looking.

Curate your social media

White recommends establishing healthy boundaries around financial comparison.

Talk about money with people you trust

White recommends having honest conversations with friends about what your budget is.

LOS ANGELES - FEB 10: Patrick Schwarzenegger at the White Lotus Season 3 Premiere at Paramount Studios on February 10, 2025 in Los Angeles, CA

In fact, Intuits 2025 report found that 65 percent of young adults want more open conversations about money.

These chats dont have to be uncomfortable, according to Cazem Potts.

Wait a day before making any non-essential purchase to see if its really worth it.

Woman drinking a protein meal replacement shake in the kitchen

It’s not just about the money, she says.

It’s about sleeping better at night knowing you’ve got your own back.

Think of managing your finances as part of your self-care routine, Cazem Potts says.

While planning for the future is important, so is being in the here and now.

Managing your finances can seem like a stressful undertaking.

But, with small steps and self-compassion, building out healthy financial habitsand boundariescan become easier.

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